Home Refinancing


Low Rates. Simplified Refinacing.

Save on your upcoming mortgage refinance with The Chris Jones Team at Legend Lending! We can help you explore your options to fit a variety of needs – looking to refinance to a lower rate, cash-out some of the equity in your home, or are seeking to shorten the term of your loan. Our team will assist you through every step of the process to ensure you receive financing to best fit your unique situation.

Why Consider Refinancing?


Lowering Your Monthly Payment

Interest rates remain low, contact us to see if we can help you refinance your home at a lower rate.

Moving Over to a Fixed Rate Product

If you are approaching the end of the introductory rate period with an adjustable rate mortgage, now may be the perfect time to refinance to a fixed rate product.

Shorten the Term of Your Loan

Refinancing to a shorter amortizing term can save home buyers thousands, if not more over the lifetime of the loan. If you currently have a 20 or 30 year mortgage, talk with one of our loan officers to see what you could save with a 10 or 15 year fixed rate solution.

Cash Out Refinancing

Need some extra money to help pay for college tuition, home improvement projects, medical bills or other expenses? We can help you determine if a cash out refinance is a viable solution to achieving your financial goals.

Bungalow with green landscape

Types of Properties we Refinance.

  • We finance most types of 1-4 unit residential properties including stick built homes, condos, townhomes, and modular homes. Certain restrictions may apply.
  • We have programs for primary residencessecond homes, and investment properties.

Popular Mortgage Refinance Programs

Learn more about some of the home financing solutions we offer.

Conventional Loans

Our most popular mortgages. Rates are fixed for the duration of the loans and are available in 30, 20, 15, and 10 year amortization terms.

FHA Mortgages

Even if you currently have an FHA mortgage, you may be able to refinance with low closing costs using an FHA streamlined refi.

VA Loans

This program can help borrowers with VA loans take advantage of lower interest rates without some of the expenses typically accompanying refinancing.

Jumbo Mortgages

Available for borrowers with loan amounts exceeding their areas’ conforming loan limits. Legend offers both fixed rate and adjustable rate jumbo mortgages.

Why Choose Legend Lending for Your Refinance?

Experience: Our team has decades of mortgage experience and continues to help home buyers achieve their dreams of homeownership.

Products: We offer a wide variety of residential home financing options to meet the needs of most homeowners.

Service: The mortgage professionals at Legend Lending are some of the most qualified and knowledgeable individuals in the industry. From the beginning, we work hard to set up loans for success and provide our clients with the highest level of customer service. Having a single point of contact from application to closing differentiates us from other lenders.

Couple sitting on their front porch
Couple sitting on the steps of their front porch
Military dad with daughter


Client Review

A huge thanks to Legend Home Lending. They were responsive and answered or cleared up any issues that came up along the way. I would be happy to recommend them to all seeking to purchase a home.

Familia C.